Portfolio Excess

This product protects health insurers against catastrophic claims that could expose an entire portfolio, or defined book of business, to unnecessary risk.  Protection options include: per person, dollar-denominated “excess” coverage; and/or “carve-outs” by diagnosis type.  Quotes are typically generated within 72 hours.

Product Description 

• Per person (specific) excess coverage.
• “Carve-out” coverage.
• Flexible deductible levels.
• Limits up to $5,000,000.
• Access to National Centers of Excellence for organ transplant and cancer claims
• Access to medical case management/ disease management programs

Acceptable Risks

• Health insurers (including HMO’s) offering fully insured or self-insured medical plans